ANALISIS TINGKAT LITERASI KEUANGAN SYARIAH DAN INKLUSI KEUANGAN SYARIAH PADA PROGRAM KELANGSUNGAN PEMBANGUNAN DESA MAJU (Studi Kasus Kelompok Wanita Tani Mekar Bercahaya)

Lutfhi, Hamidi (2024) ANALISIS TINGKAT LITERASI KEUANGAN SYARIAH DAN INKLUSI KEUANGAN SYARIAH PADA PROGRAM KELANGSUNGAN PEMBANGUNAN DESA MAJU (Studi Kasus Kelompok Wanita Tani Mekar Bercahaya). Skripsi thesis, UIN Prof. K.H. Saifuddin Zuhri.

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Abstract

Kuripan village is a village that is known as an agricultural center, the only group of women farmers that is considered active and developing is the Mekar Bercahaya Farming Women's Group with 45 members. This group of women farmers has a vision to increase empowerment, create independent, capable, competitive and sustainable communities in the agricultural sector. However, within this group of women farmers there are still several problems that need to be overcome, especially errors in financial reporting and a lack of understanding of products in the sharia financial services industry. Based on these problems, this research aims to conduct an analysis of the level of financial literacy and the level of sharia financial inclusion. This research uses a quantitative descriptive approach. By using the IBM SPSS Version 25 application, saturated sampling is used, which means that all members of the Mekar Bercahaya Farming Women's Group can be used as samples. Research data will be analyzed using descriptive statistics. And the results for each variable index will be categorized according to the descriptive percentage analysis criteria to find out whether they are well literate, sufficient literate or less literate. The conclusion of the results of this study shows that the level of sharia financial literacy is categorized as medium with a percentage of 69.04% and the level of sharia financial inclusion is categorized as low with a percentage of 29.72%. This is due to the lack of socialization or development activities to carry out financial bookkeeping carefully and thoroughly in order to minimize errors, mistakes and be efficient in managing finances. Keywords: Sharia Financial Literacy, Sharia Financial Inclusion, Women Farmers Group

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