PENGARUH PERSEPSI DAN MOTIVASI SANTRI TERHADAP MINAT MENABUNG DI BANK SYARIAH (Studi Pada Santri Minhajut Tholabah Kembangan Bukateja Purbalingga)

Oktafiani, Nur Khazanah (2021) PENGARUH PERSEPSI DAN MOTIVASI SANTRI TERHADAP MINAT MENABUNG DI BANK SYARIAH (Studi Pada Santri Minhajut Tholabah Kembangan Bukateja Purbalingga). Skripsi thesis, IAIN PURWOKERTO.

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Abstract

ABSTRACT The purpose of this study is to determine the partial effect of perception and motivation variables on interest in saving in Islamic banks. The population in this study was Santri Minhajut Tholabah Kembangan Bukateja Purbalingga batch 2021, which was 973, the sample used was 91 respondents. The research method used quantitative methods, data collection techniques using observation methods, questionnaires and documentation. The data was processed using validity, reliability and classical assumptions. To determine the effect of perception and motivation on students' saving interest in Islamic banks, multiple linear regression analysis,coefficient of determination (R2) test, and hypothesis testing were used ttest and F test with the IBM SPSS 25.0 Test tool.The results showed (1) Perception had no positive and significant effect on saving interest in Islamic banking. The significance is 0.699 > 0.05and it is proven by the t statistical test where the value of t-count < ttable is 0.388 < 1.987. (2) There is a positive influence between the motivation of the Minhajut Tholabah Kembangan Kembangan Bukateja Purbalingga students and their interest in saving in Islamic banking. The significance is 0.002 < 0.05 and the evidenced of the t statistical test where t count > t table is 3,221 > 1,987. (3) Students' perception and motivation simultaneously have a significant effect on interest in saving in Islamic banks. The significance is 0.002 < 0.05 and evidenced by the t statistic test where t count > t table is 3,221 > 1,987. Keywords: Islamic Bank, Interest in Saving, Perception, Motivation, Santri.

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