THE INFLUENCE OF THE MURABAHAH FINANCING, MUSYARAKAH FINANCING AND NON PERFORMING FINANCING (NPF) TO PROBABILITY OF SHARIA BANK (IN CASE ISLAMIC RURAL BANKS IN BANYUMAS REGENCY REGISTERED IN BANK INDONESIA PERIOD 2015-2017)

Ma'rifah, Rokhayati Dwi (2019) THE INFLUENCE OF THE MURABAHAH FINANCING, MUSYARAKAH FINANCING AND NON PERFORMING FINANCING (NPF) TO PROBABILITY OF SHARIA BANK (IN CASE ISLAMIC RURAL BANKS IN BANYUMAS REGENCY REGISTERED IN BANK INDONESIA PERIOD 2015-2017). Diploma thesis, IAIN Purwokerto.

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Official URL: http://repository.iainpurwokerto.ac.id

Abstract

Financing products will certainly provide benefit for the bank. Profits obtained by bank the amount of financing distributed as an expectation, the more financing that is distributed the bank’s profitability will also increase which can be seen from the increase in profits. Increased financing products in Islamic Bank, will also pose a big banking risk, one of them is financing risk. The high risk of financing can be seen from the ratio of problem financing which is often known as Non Performing Financing (NPF). This study aims to analyze the effect of murabahah, musyarakah and NPF to Probability of sharia bank (in case islamic rural banks in banyumas regency registered in Bank Indonesia period 2015-2017)This study uses return on assets (ROA) as an indicator of bank profitability. Sampling technique used is purposive sampling. The data used in this study were obtained from the quarterly financial report of BPRS Bina Amanah Satria, BPRS Khasanah Ummat and BPRS Artha Leksana on the OJK website period 2015-2017. The analytical method used is multiple regression analysis. The results of this study indicate that : Partially murabahah and musyarakah have a negative and significant effect on ROA. While NPF have not significant effect on ROA. Simultaneously through murabahah, musyarakah and NPF simultaneously affect the ROA.

Item Type: Thesis (Diploma)
Uncontrolled Keywords: Murabahah, Musyarakah, NPF, Return on Asseth (ROA)
Subjects: 2x4. Fiqih > 2x4.2 Muamalah > 2x4.24 Persekutuan (Syirkah, Qirad, Mudhorobah, Murabahah, Musaqoh, Muzaroah)
Divisions: Fakultas Ekonomi dan Bisnis Islam > Manajemen Perbankan Syariah
Depositing User: K Kristiarso
Date Deposited: 30 Oct 2019 02:07
Last Modified: 30 Oct 2019 02:07
URI: http://repository.uinsaizu.ac.id/id/eprint/6304

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