ANALISIS TINGKAT KESEHATAN KEUANGAN LEMBAGA KEUANGAN MIKRO: KONVENSIONAL DAN SYARIAH DI INDONESIA TAHUN 2017-2019

Rizki, Dwi Agustina (2019) ANALISIS TINGKAT KESEHATAN KEUANGAN LEMBAGA KEUANGAN MIKRO: KONVENSIONAL DAN SYARIAH DI INDONESIA TAHUN 2017-2019. Skripsi thesis, IAIN Purwokerto.

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Abstract

The practice of microfinance has actually been going on for a long time in various countries and has played an important role in the development and improvement of people's welfare. The Government of Indonesia together with other components of the nation have taken various steps to improve the welfare of the community over time, including by encouraging the growth of micro, small and cooperative businesses. The more development of the activities of the Microfinance Institution, the demand for management carried out in a more professional manner will be even greater. As a financial institution that supports people's economic activities, it is important to know the level of health, namely as an evaluation material that will have an impact on the performance of both LKMs and LKMS to gain public trust. The purpose of this study is to determine the level of financial health at Conventional and Sharia Microfinance Institutions in Indonesia in 2017-2019 and to find out which health is better viewed financially between Conventional and Sharia MFIs in Indonesia. Data analysis techniques in this study used Minister Regulation No.7 / Per / Dep.6 / IV / 2016 in terms of Capital Aspects, Efficiency Aspects, Liquidity Aspects, and Independence and Growth Aspects. The results showed that the analysis of the level of financial health in Conventional Microfinance Institutions showed the Fair Enough category, as well as the results of the analysis of the Sharia Microfinance Institution showing the Fair Enough category. Comparative analysis of Microfinance Institutions: Conventional and Sharia shows that the level of financial health of Conventional Microfinance Institutions with a score of 77.5; 70.0; 75.0; 73,75; and 75 shows that the Financial Institution is better than the Sharia Microfinance Institution with a score of 76.25; 69.75; 69.25; 69.25; and 68.75.

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